Practical, everyday ways to lower recurring bills without cutting what matters.
A realistic checklist for lowering recurring costs on housing, utilities, groceries, phone and internet, transportation, insurance and banking, without giving up what matters most.
Read the guide: 25 Practical Ways to Cut Your Monthly Bills →Learn how American Job Centers, apprenticeships, Job Corps and SNAP employment programs can provide free training and job search help, and how to spot job scams.
Read the guide: Free Job Training and Career Help: Where to Find It →Do not pay to file a simple return. Learn how free IRS-certified tax preparation works, who qualifies, and how credits like the Earned Income Tax Credit can put money back in your pocket.
Read the guide: Free Tax Help: VITA, Tax Counseling for the Elderly and Credits You May Be Missing →