Step-by-step guides to free and low-cost help with food, utility bills, internet, transportation, housing, healthcare and everyday savings.
Learn how American Job Centers, apprenticeships, Job Corps and SNAP employment programs can provide free training and job search help, and how to spot job scams.
Read the guide: Free Job Training and Career Help: Where to Find It →Need legal advice but cannot afford a lawyer? Learn how legal aid works, who qualifies, where to find free answers, and how to avoid fake legal services.
Read the guide: Free and Low-Cost Legal Help: How to Find a Lawyer You Can Afford →A computer is essential for jobs, school and benefits applications. Learn where to find refurbished laptops, library loans, nonprofit programs and training, and how to avoid "free laptop" scams.
Read the guide: How to Get a Free or Low-Cost Computer, Laptop or Tablet →Do not pay to file a simple return. Learn how free IRS-certified tax preparation works, who qualifies, and how credits like the Earned Income Tax Credit can put money back in your pocket.
Read the guide: Free Tax Help: VITA, Tax Counseling for the Elderly and Credits You May Be Missing →A plain-language guide to programs that help older adults with food, health costs, utilities, transportation and housing, plus where to find free local counseling.
Read the guide: Help for Older Adults: Programs That Lower Costs for Seniors →Dental care is expensive and often not covered. Learn where to find sliding-scale clinics, dental schools, Medicaid and Medicare dental options, and charity programs.
Read the guide: Low-Cost Dental Care: Clinics, Dental Schools and Programs That Help →Practical ways to lower medical costs: community health centers that charge by income, Medicaid and CHIP, prescription savings, hospital financial assistance and free clinics.
Read the guide: Low-Cost Healthcare and Prescriptions: Clinics, Coverage and Medicine Savings →How to cut your phone and internet costs with the federal Lifeline program, provider discount plans, library hotspots and low-cost computers, plus what happened to the Affordable Connectivity Program.
Read the guide: Low-Cost Internet and Phone Service: Lifeline, Provider Plans and Free Options →Car costs add up fast. Learn how to lower insurance premiums, find low-cost repairs, save on gas, and get around when a car is out of reach.
Read the guide: How to Cut the Cost of Owning a Car: Insurance, Repairs and Smart Alternatives →Free weatherization for eligible households, utility rebates and simple low-cost changes can shrink your heating and cooling costs. Here is where to start and what actually makes a difference.
Read the guide: Free and Low-Cost Ways to Lower Your Energy Bill →Learn who may qualify for Medicaid and CHIP, how to apply through your state or HealthCare.gov, what to prepare, how renewals work and what to do if you are denied.
Read the guide: How to Apply for Medicaid and CHIP: Who Qualifies, Steps and What to Do If Denied →Practical ways to lower prescription costs, from generics and price checks to patient assistance programs, health center pharmacies and Medicare Extra Help.
Read the guide: How to Pay Less for Prescriptions: Generics, Assistance Programs and Medicare Extra Help →