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Resource Directory

This directory collects official programs and nationwide finders for free and low-cost help. Each card explains who the resource helps, how to get started and links to the official source, because that is where you actually apply. Applying for government benefits is free.

Most programs are run by states, counties or local agencies, so the exact rules and application steps depend on where you live. If a program below is not available in your area, dialing 211 or visiting 211.org is the fastest way to find the local equivalent. For step-by-step explanations, see our guides.

4 resources found

Housing

HUD Rental Assistance

Explains Housing Choice Vouchers, public housing and other HUD rental help, and how to contact your local housing authority.

Who it helps
Households with low incomes compared with their area median income.
How to get started
Contact your local Public Housing Agency to ask which waiting lists are open.
Housing

HUD Resource Locator

Search for HUD-assisted apartments, housing counselors, public housing agencies and other housing resources by location.

Who it helps
Renters, homebuyers and people seeking affordable apartments.
How to get started
Search by city, state or ZIP code, then contact the property or agency directly.
Housing

Find a Housing Counselor (CFPB)

Find HUD-approved housing counseling agencies that offer free or low-cost help with renting, budgeting, foreclosure prevention and buying a home.

Who it helps
Renters and homeowners, including people behind on rent or mortgage payments.
How to get started
Search by ZIP code or call the HUD housing counseling line.
Housing

National Domestic Violence Hotline

Confidential support, safety planning and referrals, including to shelters, for people experiencing domestic violence.

Who it helps
Anyone experiencing abuse and their friends and family.
How to get started
Call, text or chat online at any time.

Check before you apply: We link only to official agencies and established nonprofits. Programs change often, so confirm eligibility and current rules on the official site. Applying for government benefits is free.

Low-Cost Finder
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