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Resource Directory

This directory collects official programs and nationwide finders for free and low-cost help. Each card explains who the resource helps, how to get started and links to the official source, because that is where you actually apply. Applying for government benefits is free.

Most programs are run by states, counties or local agencies, so the exact rules and application steps depend on where you live. If a program below is not available in your area, dialing 211 or visiting 211.org is the fastest way to find the local equivalent. For step-by-step explanations, see our guides.

3 resources found

Money & Jobs

Free Tax Help (VITA)

IRS-certified volunteers prepare and e-file tax returns for free and help claim credits such as the Earned Income Tax Credit.

Who it helps
People who earn below the IRS income limit, people with disabilities and those with limited English.
How to get started
Find a site near you on the IRS website, then bring ID, Social Security cards and income documents.
Money & Jobs

CareerOneStop: American Job Centers

The U.S. Department of Labor's career site, with a locator for American Job Centers that offer free job search help, training and support services.

Who it helps
Anyone looking for work, training or a career change.
How to get started
Use the "Find local help" tools to locate a job center and ask about supportive services.
Money & Jobs

Consumer Financial Protection Bureau Tools

Free guides and tools on budgeting, debt, credit reports, mortgages and avoiding financial scams.

Who it helps
Anyone who wants clear, unbiased money information.
How to get started
Browse the tools and guides online. Use the site to submit a complaint about a financial company.

Check before you apply: We link only to official agencies and established nonprofits. Programs change often, so confirm eligibility and current rules on the official site. Applying for government benefits is free.

Low-Cost Finder
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