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Resource Directory

This directory collects official programs and nationwide finders for free and low-cost help. Each card explains who the resource helps, how to get started and links to the official source, because that is where you actually apply. Applying for government benefits is free.

Most programs are run by states, counties or local agencies, so the exact rules and application steps depend on where you live. If a program below is not available in your area, dialing 211 or visiting 211.org is the fastest way to find the local equivalent. For step-by-step explanations, see our guides.

2 resources found

Utilities & Energy

LIHEAP: Home Energy Assistance

Help paying heating and cooling bills, with crisis assistance in many states. The phone number is the National Energy Assistance Referral hotline.

Who it helps
Households with low incomes, with priority in many states for older adults, people with disabilities and families with young children.
How to get started
Call the hotline or dial 211 to find where to apply in your state. Apply early because funds are limited.
Utilities & Energy

Weatherization Assistance Program

Free energy-saving upgrades such as insulation, air sealing and heating system repairs for eligible low-income households.

Who it helps
Low-income homeowners and renters, with priority for older adults, people with disabilities and families with children.
How to get started
Apply through your state or local weatherization agency, which the Department of Energy page can help you find.

Check before you apply: We link only to official agencies and established nonprofits. Programs change often, so confirm eligibility and current rules on the official site. Applying for government benefits is free.

Low-Cost Finder
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